Addressing credit card debt requires a spiritual conversion. Often, we get into debt when we’re afraid — afraid of loneliness, boredom, grief. We’re up against a serious pull — immediate gratification of deep hurts — in the credit card world. It’s a lot for a soul to resist.
The spiritual life means being present to each moment. The moment will tell you what to do. Debt intrudes on our lives and steals something far greater than pennies a day. It steals a bit of your soul and the sacred space that allows us to be self-sufficient, with the Lord, the saints, and all of God’s bounty.
Find one spiritual practice that puts you on the road to debt recovery — prayer, meditation, walking, writing, singing. Make it something free, make it something beautiful, make it something your own.
This message is an excerpt from “Paper or plastic: Credit card debt costs you more than money” by Clare La Plante in the November 2019 issue of Café.